Privacy Policy

Last updated: January 2025

99calculators.in ("99calculators", "we", "our", or "us") provides free online financial calculators to help you make informed financial decisions. Our calculators run locally in your browser using JavaScript, and your financial data is processed entirely in your browser and is not transmitted to our servers.

1) What we (don't) collect

• Financial data: All calculations are performed entirely in your browser. We do not store, transmit, or have access to your financial information, loan amounts, interest rates, or any calculation inputs.
• Usage data: We use Google Analytics 4 (GA4) to measure anonymous usage (pages viewed, device type, approximate location, etc.). GA4 may set cookies or use similar technologies.
• Advertising data: We use Google AdSense to show ads. AdSense may use cookies or mobile ad identifiers for ad delivery, measurement, and (where permitted) personalization.
• Network/edge logs: Our hosting/CDN provider (Cloudflare) may log IP address and basic request metadata to operate and secure the service. We do not combine these logs to identify you.

2) Cookies & similar technologies

We use cookies/localStorage for:

• Analytics: GA4 usage measurement.
• Ads: AdSense ad delivery/measurement and, where applicable, personalization.
• UX: Remembering consent choices and user preferences.

3) Google AdSense

We partner with Google to show ads. Google may use cookies and data to deliver, maintain, and improve services; measure ad performance; and, where permitted, personalize ads. You can review Google's policies here:
How Google uses information from sites or apps that use Google services.

4) Consent (EEA/UK)

For visitors in the EEA/UK, we request consent for analytics and ads (including personalized ads where supported). You can change your choice at any time via the "Cookie Settings" link in our footer (or clear your browser storage and reload).

5) Legal bases (GDPR)

• Consent: analytics and ads cookies in EEA/UK.
• Legitimate interests: security, fraud prevention, and essential operations.

6) CCPA/CPRA (California)

California residents may have rights to access, delete, or opt out of the "sale"/"sharing" of personal information (as defined by law). To exercise these rights, contact us at the email below and include "California Request" in the subject. For ad preferences, use Google's Ad Settings or your browser's Do Not Track/Global Privacy Control where available.

7) Data retention

We do not retain any financial calculation data or inputs. All calculations are performed locally in your browser and are never stored. Analytics and ad data are retained by their respective providers per their standard policies. We keep only the minimal operational logs needed to secure and operate the service.

8) Children's privacy

99calculators.in is not directed to children under 13 (or the age required by your jurisdiction). If you believe a child has provided us information, please contact us and we will address it promptly.

9) International transfers

Service and analytics/ads providers may process data globally. Appropriate safeguards (e.g., SCCs) are used where required.

10) Changes to this policy

We may update this policy to reflect changes to our service or laws. We will revise the "Last updated" date above. Material changes may be announced on the site.

11) Contact

Email: [email protected]
Website: https://99calculators.in